Passport Playlist

Blogging about travel, music and life.

Earn 5x Wherever AMEX Is Accepted

The Frequent Miler, who I used to think was nothing but drivel, has shown me just how stupid I am. I began reading him in earnest only recently, and I’m glad I did because the other day, he came up with a gem on how to earn 5x points on pretty much all purchases (at least wherever AMEX is accepted).

It’s best to just read his post – One card to rule them all.

Image credit: The Frequent Miler

I’ve ordered my prepaid card directly from AMEX. I just hope I get it in time before this opportunity gets killed by greedy folks. (I’ve already heard from some people that their local Office Depots don’t have any more cards in stock.)

Heads up – you will need Chase’s Ink Bold card for this to work. Remember, anyone can be a business. ;)

Pay Cash for Gas, Get 5x Points

Drawing inspiration (aka, stole the idea) from Mommy Points, I’ve confirmed that it is possible to pay the equivalent of cash at the pump and still earn a boatload of points for doing so.

Here’s how it works:

  1. Go to a Staples store
  2. Buy a Shell gift card (they came in $25 and $50 denominations at my local store)
  3. Use said gift card at the pump

 

For step #2, you earn 5 points in Chase’s Ultimate Rewards program if you use the Ink Bold card (since they give you 5 points for all purchases at office supply stores). Unlike AMEX or Visa gift cards, there is no fee to buy this card – $50 is what you pay, and what you get in card value.

 

For step #3, Shell stations will treat the gift card as cash. The best deal is to go to a station that gives cash-paying customers a lower rate than credit card-paying customers.

 

So, voila, for $100 worth of gas, you get the best (or among the best) per gallon rate at the pump, and earn 500 points. Easy peasy.

My Latest App-o-Rama

This moth, I did my latest (and probably last for a while) round of credit card apps. I haven’t been as aggressive this year as last, but then again, the offers haven’t been as amazing. (The Capital One Venture and Chase’s British Airways offers were probably the biggest in terms of total opportunity. Both looked great at first brush, but compared to last year’s offers for those cards, they were inferior. Besides, since I already opened accounts previously, I wasn’t eligible.) Coming off my haul from January of 280k Hilton points (via 2 Hawaiian cards for myself and 2 for the missus) and 50k miles from the United MileagePlus card, here’s what April’s app-o-rama yielded.

 

Champagne? (Image courtesy of http://mileagesaver.blogspot.com)

  • Applied for Alaska Airlines Visa – APPROVED
  • Applied for US Airways Mastercard – APPROVED
  • Applied for Hyatt Visa – APPROVED
  • Applied for AA Platinum Visa – DENIED

 

I guess I’ll address the denial first.  I actually applied for this at the last second (it was 11:45 p.m. on the same day I had applied for the other cards) and in my haste, I forgot that I needed to be patient for Citi’s AA cards. The general rule of thumb is to wait 18-20 months since your last successful application, and it’s definitely not been that long for me. Despite my attempts to get reconsidered, it was a no-go. I’ve marked my calendar appropriately, so next time I apply, it should be foolproof.

 

Now, onto the good stories.

 

Alaska Airlines Visa – This is actually my second Alaska card. It’s somewhat known for being one of the few churnable cards remaining. The offer wasn’t as good as the one for my first card (40k vs. 35k) but the great thing about this card is that the miles are awarded upon approval. Since Bank of America offers this card, and they also manage Hawaiian’s cards, they did notice that I last applied for a card in January and they asked why I needed another card so soon (I didn’t get an instant approval, and actually had to wait 24 hours before talking to a credit analyst for reconsideration). I gave an acceptable answer, and I was approved. Voila, a free 35k miles to my account.

 

US Airways Mastercard – Again, this is a card with a reputation for being churnable. The offer was (and continues to be) 40k miles after the first purchase. I had this card last year, but cancelled to position myself for a new churn. This version of the card is better, as I’ll get 10k miles each anniversary, so it actually will make sense to keep the card despite the annual fee. Also, this was the one card that I got instant approval for!

 

Hyatt Visa – There are no Hyatt points awarded here, but this is still a great card. If you don’t have status with Hyatt, you’ll get two free nights to use at ANY Hyatt hotel, including their awesome Park Hyatts in Tokyo and Maldives. If you’re a Platinum member, you get two free nights plus two upgrade certificates to use on paid reservations. (If you’re Diamond, you get two free suite nights.) Right now, there’s an offer to get trial Platinum status but I stupidly forgot to do that before I applied. However, I didn’t get an instant approval, and in between my application and when I did the reconsideration call (and got approved), I got the trial Platinum status. Hopefully I’ll get the two free nights and the upgrade certificates but if not, not a huge deal since I’m unlikely to be paying any nights at a Hyatt anyway.

 

I also got T-Bone a Gold Delta AMEX. The bonus isn’t anything to write home about (30k miles), but the minimum spend is only $500, and the miles will help her get closer to a level where she realistically has a chance for redeeming miles for something.

 

All in all, the haul was okay. Four cards, 105k miles total plus 2 free nights (at least). The best thing is that the most we have to put on these new cards is a couple of dollars over $500 to earn the full bonuses, which means I can continue to focus the vast majority of our spend on the SPG AMEX (let me refer you!) and Chase Sapphire. Still, compared to last year’s hauls, this round seems so bleh.

 

(The reason why this is likely my last churn for a while is that we’re considering a large purchase soon, so I need to keep my apps to a minimum. To be honest, I probably f’ed it up already, but better late than never, I suppose/hope.)

Review: Points Pros Award Booking Service

I recently had to plan a trip to Asia, and while all of my previous award bookings were DIY projects, this time around, I reached out for some professional help, and here’s my review of the service for what I found to be money well-spent.

Why

Like I mentioned, I normally book my own awards. I subscribe to the KVS Tool,  have access to Expert Flyer and to be honest, it’s quite fun for me to search for available seats. The biggest hassle of award bookings usually is calling in to book the actual tickets, but I find that if I walk the phone rep through the actual routing like I’m talking to a child, it’s quite straightforward.

However, for this trip, there were a number of challenges.

  • I was looking for 3 premium seats, which is more than I’ve ever done before.
  • I have the bulk of my airline miles with Star Alliance airlines, but my destination wasn’t easily served by that network.
  • The airline that does serve that destination well, Cathay, was pretty much raped last fall thanks to a certain UK airline’s massive devaluation of its chart, which led to people redeeming business and first class tickets to Asia on Cathay like it was nobody’s business.
  • We would be traveling with an infant, so we wanted the most direct routing with the least amount of total travel time possible.

After searching and searching, I got so frustrated with the slim pickings that I decided to ante up and get a professional’s help. Traveling with award seats is a hobby of mine, and I’m decently good at it, but there are experts who are much more well-versed than I am, so why not try them.

Who

There are actually a number of well-known travel bloggers that offer award booking services, including Ben at One Mile at a Time and Gary at View from the Wing. I’ve regularly read their blogs for years, and from my perspective, they seemed like real pros. In the end, I decided to go for the young gun, Ben, because his pricing is more customer-friendly. The total cost for help on my trip would’ve netted to the same amount, but I liked that Ben offers potential clients an option to book for just one person, whereas most others require paying for at least two people.

While Ben writes his uber-popular blog, his award booking service is actually called Points Pros. I’m guessing its mostly a one-man shop, but if it isn’t, then I got lucky because Ben was the one who answered my request.

(Another reason why I chose Points Pros: My friends had previously reached out to him for help in booking their honeymoon to the Maldives. However, at that time, Ben was swamped. Instead of taking on their job and possibly not delivering, he was honest with them and turned away the business so he could attend to the other requests he already had on his plate. I appreciated that honesty.)

What

So the request I made was this:

My wife, father-in-law and I were going to Asia. The former two would depart a week earlier than I would, and all of us were returning together. We’d prefer to fly business or first.

Right away, Ben answered and came back with options for the outbound flights on Cathay. In business and first. In fact, his outbound options were so “d’uh” inducing that I had a pang of regret in hiring him. I wondered why I didn’t see those flights myself, and thought  I had just wasted a lot of money for something I could’ve easily done myself. (Though, I did know why I didn’t think of it — I had assumed that Cathay’s cupboards were bare thanks to the English airline land grab.)

Well, here’s just the beginning of the value Ben was able to add. First, while I had said that the bulk of my airline miles were with Star airlines, I did have a lot (by normal people’s standards) of miles with American Airlines. Plus, I had a boatload of Starwood points. I rarely transfer Starwood points to hotels because I love Starwood hotels and I prefer to use my points for hotel stays. That said, Ben helped me realize that with a simple transfer, I could get more than enough points to cover the outbound flights.

Ben then started looking for return options. I actually didn’t hear from him for a while and to be honest, I started wondering what happened. Then I read on his blog that he had to visit the hospital. That’s better than a doctor’s note to me, so I cut the guy some slack. After a couple of days of radio silence, he and I were trading emails again about potential return flights. While he was out of commission, I had found some good options and emailed them to him. However, while the options were good, I wasn’t sure they were realistic. You see, while I had enough Starpoints to convert to AA miles for the outbound, I didn’t really have enough to convert to cover the return. Not if I didn’t want to completely exhaust my Starpoints, which I didn’t want to do. I told Ben that, and I asked him if it made sense to use my Alaska Airlines miles or Adios points for part of the redemption.

Ben came back with a brilliant suggestion. First, he said that I should book my own flights as well as those of my father-in-law with my AA miles. For my wife’s tickets, we would use Adios points. Doing so would save us at least $1k. Here’s why. Most airlines charge you 10% of the revenue ticket amount of the cabin where your award redemption is. American is one of those airlines. So, in our case, if we were to all book in business class for our award seats, and then try to get a ticket for our infant, the infant’s ticket would cost 10% of what the business fare would be. As you can imagine for Cathay, that could be a lot.

Cathay's first class seat, via fjiii.com. Fijii.com has a lot of great airline porn, so if you want a feast for your eyes, get to it.

There are a couple of airlines that don’t do that, though, the English one being one of them (and let’s hope they don’t change that anytime soon, which is why I’ve been using subterfuge to refer to them through this post). This airline charges you 10% of miles for an infant ticket. So, if your award ticket costs 100k miles, and you want to get a ticket for an infant, you’d actually ante up 110k miles. I’d much rather pay in miles than out of pocket!

Anyway, this post is already way too long so I’ll just jump to the conclusion. At the end of the day, Ben got me our tickets — all in business or first — with the most direct routings possible and least total cost possible. Sure, we spent a pretty penny in terms of miles redeemed, but miles aren’t made for saving, so who cares. Now, here’s the twist.

Our infant isn’t actually out of the womb yet. He’s due in about a month, so we can’t actually book his ticket until he has a name and birthday. Keep your fingers crossed for me that there are no policy changes in the next two months!

Postscript: You know those award seats? Here’s where we ended up for myself and pop-in-law: I in a mix of first/business, and my total out of pocket is $55. He’s in business both ways, and the same out of pocket. Wowzers! (The wife’s ticket is a bit more expensive because the other airline has surcharges, but still, it’s a good overall value.)

The Playlist Part of this Blog

Originally, this blog was envisioned as some weird melding of travel and music. I’ve got the travel part covered (barely), and I was waiting for a fellow bad-Canto to get going on the music part. Since I’m not sure if that’s ever going to happen without a public outing/shaming, let me start things off.

 

Credit: FreeStockPhotos.biz

The songs below are not new, but they are either new to me, or were new to me back when I heard and searched for them on Soundhound. So, without any need for judgement on your part, here are some “new” songs I really like. :)

Gotye – Somebody That I Used to Know

TV on the Radio – DLZ

The Wanted – Glad You Came (I liked this a lot more song before I realized it was a boy-band’ish song)

Two notes:

  • I liked “Glad You Came” a lot more before I realized that it was a boy band’ish song.
  • “DLZ” came to me via Breaking Bad in what many people call the series’ best scene (I’d agree!). Check it out here.