Okay, my dear three readers. Here’s the situation, and I need your suggestions.
I currently owe Chase $30k+ for our car. Payments for the loan must be paid from a checking account. Someone is going to lend me money to pay off the loan (and I’d pay this person back directly). I will definitely earn points over time by paying this person back via Bluebird. However, how can I double-dip and get points/miles for the initial payoff to the bank?
Balance transfers don’t earn points or miles and, besides, they come with a 3%-4% fee that I’m unwilling to pay anyway. I could do Bluebird and transfer money into my checking account, but I can only load BB $5k per month, and I want to pay this baby off ASAP rather than juggle two dynamic debts.
So, I’m at a loss. Any ideas?